Residential Rental Property Portfolio Loans

Residential Portfolio; Rental Property Loans:

  Updated as of 5/17/2023  

    Are you a landlord with a growing portfolio of properties? Seeking a private lending relationship that genuinely understands your needs and facilitates high leverage for continued growth? Your search ends with

    We offer a highly competitive and flexible financing package tailored to landlords:

    - Enjoy up to 80% financing for purchases.

    - Secure up to 75% for rate and term financing.

    - Leverage up to 70% for cash-out refinances.

    - Benefit from a low minimum debt service coverage ratio of 1.25.

    - Avail discounted rates for a higher debt service coverage ratio of 1.50 or more.

    - Enjoy competitive rates starting as low as 7.5%!

    - Choose from 5-Year ARM, 10-Year ARM, or 30-Year Fixed Rates to match your financial plans.

    - Benefit from low origination fees starting at 1.5%.

    - Experience the thrill of quick closings in 30 days or less.

    - Our loans cover a wide range of collateral types, including Single Family Homes, 2-4 Units, Condos, Townhomes, and Multi-family properties with up to 9 units.

    - To provide greater financial flexibility, a minimum of 2 assets must be grouped into the loan.

    - Our 5-year Prepayment Penalty has a reducing scale - 5%, 4%, 3%, 2%, 1% - along with a partial release built into the note, allowing you to detach and sell parts of the portfolio as needed.

    - Minimum loan request: $500,000.

    - All our loans are non-recourse.

    - Brokers are protected and duly compensated.

    Empower your portfolio expansion with - your ally in real estate investment growth!

    Eligibility Criteria:
    To apply for our tailored financing packages, you'll need to meet the following criteria:

    1. **Credit Score**: A FICO score of 680 or higher is necessary.
    2. **Asset Volume**: You must have at least 2 assets for inclusion in the loan.
    3. **Property Types**: The loan can finance a range of property types, including Single Family Homes, Townhouses, Condos, and Multi-Family properties of up to 8 units.
    4. **Door Price**: Each unit or 'door' in your portfolio should have a value of $50,000 or more.
    5. **Rental Income**: The monthly rental income for each unit must be $600 or higher.
    6. **Loan Request**: The total loan amount requested should exceed $500,000.

    At, we strive to provide flexible, high-leverage financing solutions that can support your real estate portfolio growth. Should you meet the criteria above, we welcome you to apply.

    Please submit the executed application form to to begin the application and intake process.

    - or -

    Please feel free to contact our office at (303) 419-3147